Financial Planning

Investment and Tax Planning

To get the full benefit of your investments, investment planning must be combined with tax, retirement, estate, and overall financial planning, as every investment impacts, and is impacted by, each of these area of financial planning. The following list highlights just a few of the issues we consider when managing your investments.

Retirement Planning

There are many factors that come into play when it comes to planning for retirement. Investments, taxes, health care costs, withdrawal strategies, living expenses, estate planning - each of these factors must be considered, In particular, the decision as to when to file for a Social Security benefit must be made with full consideration of not only Social Security's web of complex rules, but also within the larger context of one's own retirement and tax planing picture. The failure to consider all of these factors can cost a married couple as much as several hundred thousand dollars in lifetime benefits.